Why FinTech & Financial Services?

FinTech has grown and evolved over the years. Since its inception as a back-office support function for banks, FinTech has evolved and become an essential part of today's businesses. According to the Global FinTech Adoption Index, before the pandemic FinTech adoption doubled every two years, but when the Global Pandemic struck, FinTech adoption accelerated even more than before. In 2020, FinTech became essential for business survival because it enabled the rapid migration to the digital payment systems.

JG University enables professionals and enterprises to succeed in the fast-changing digital economy. The University’s Blended Learning curriculum combines self-paced Classroom Interactions, Hands-on projects, Capstone projects, and Industry Internship with 24/7 global teaching assistance The following are some researches shared by global market research survey organizations regarding the trends for FinTech in certain industries.


The global FinTech market is expected to have a growth rate of 23.58% from 2021 to 2025 (Research and Markets, 2021)

Indian FinTech industry’s market size is $31 billion in 2021 and is estimated at ~$ 150 billion by 2025

FinTech market share across 48 FinTech unicorns is worth over 200 billion USD as of the first half of 2021

NASSCOM predicted that India’s FinTech software market alone could touch US$ 2.4 billion in recent times

India is amongst the fastest growing FinTech markets in the world and there are 6,636 FinTech startups in India

Industry Remuneration

Salary In India

The average salary varies from ₹ 6,00,000 to ₹ 24,00,000 per annum.

Salary In US

The average salary varies from 85,000 USD to 200,000 USD per annum.

Who Can Apply?

Programme Overview

This programme aims to enhance the understanding of students about the FinTech segment, the kind of products and services being offered, diversity of business models, market structure and changing competitive scenario, evolving regulatory environment, and changing customer dynamics. It addresses all areas of financial services – banking, asset management, payment, insurance, financial risk management and business decision-making. The course covers both the business and technology dimensions of financial services.

The 15 modules cover every aspect of FinTech & Financial Services. The curriculum includes two capstone industrial projects. The Capstone projects give the opportunity to work with professionals in a simulated environment to help relate to real-world challenges. Participants will be provided with Interview Guidance & resume workshop supported with MCQs & Mock Interviews. A dedicated Course counsellor and mentorship will be provided. Participants can apply their learning with two months Industry Internship.

The course is designed to facilitate learning in three parts:


  • Familiarise participants with evolution of FinTech sector, application of technology in various financial services segments such as banking, asset management, payment, insurance, and risk management
  • Understand innovative technology-driven financial products, services, and business models of FinTech startups
  • Deep study of business and technology Use-Cases in FinTech domain and learn from the success as well as failures of FinTech startups
  • Understand the evolving regulatory environment when financial services businesses are increasingly driven by technology innovations
  • Make participants ready for employment in FinTech sector and groom them for start-ups


Understand market structures, participants, regulations, and industry dynamics

Well versed with innovative products, applications, user interfaces, and business models of FinTech & Financial Services

Comprehensive knowledge about the future trends in FinTech & Financial Services

Ability to curate and execute start-up in FinTech & Financial Services

Gain introductory programming skills in the context of finance theory and application using Python and R platform. Appreciate the possibilities and boundaries of technology

Course Commencement

Delivery Mode



Programme Duration

12 Months

Key FinTech usages in the Global Market

Cashless Payments

Payment wallets such as Google Pay, Paytm etc.

Crowd Funding Platforms

Helping people in raising money online for a cause

Robo Advisory

Financial advisor providing the financial investment advice with limited human intervention

Virtual Currencies

Unregulated digital money used in transactions such as Bitcoin.


Blocks consisting of a list of transactional records that are linked using cryptography

Asset Management

Digital management of both tangible and intangible wealth and assets

Job Opportunities

  • Application developers
  • UI/UX Designers
  • Product Managers and Business Analysts
  • Data Engineers
  • Customer support staff, FinTech style

Key Industry Verticals FinTech is prominent


Government and public sector services

Manufacturing and Production

Manufacturing and Production Industry

Information Technology

Information Technology, ITeS

Banking and Finance

Banking and Finance




Educational sectors


Transportation, Logistics & Supply Chain



Programme Outline

MODULE 1: Introduction to Money, Banking and Finance

  • Understanding money supply and demand in the economy, as well as the role of financial intermediaries in the economy
  • Understanding the need for raising or borrowing money by individuals and corporates and the appraisal methods leveraged by money suppliers such as banks, investors etc.
  • Apply the acquired learning with Hands-on sessions

MODULE 2: Understanding Financial Service Industry and Business Models

  • Understanding the Overall Financial Service industry, which comprises of banks, non-banking financial companies (NBFCs), insurance companies, and asset management firms along with their business model, value chain and important stakeholders
  • Apply the acquired learning with Hands-on sessions

MODULE 3: Understanding Financial Markets and Stakeholders

  • Comprehensive understanding of various stakeholders and intermediaries of the financial markets
  • Comprehensive understanding of role of technology within financial markets and impact of emerging technologies such as AI/ML , Block Chain and Big Data Analysis
  • Apply the acquired learning with Hands-On sessions

MODULE 4: Global Digital Banking Landscape

  • Comprehensive understanding of emergence of neo banks and non banks in traditional financial service domain
  • Understanding of regulation driven evolution and growing prominence of open banking /digital banking
  • Apply the acquired learning with Hands-on sessions

MODULE 5: Core Financial Technologies in Banking

  • Comprehensive Understanding of the core systems and customer facing systems used in the banking business such as Capital management systems, Governance risk and compliance system, Anti-money laundering /KYC Systems and RBI Reporting System
  • Comprehensive understanding of the different payment systems in India with a focus on the stakeholders in the payments value chain
  • Apply the acquired learning with Hands-on session

MODULE 6: FinTech applications and Use-Cases in Indian banking industry

  • Comprehensive study of Merchant Acquisition /POS service, Payment Gateway, Payment Banks, E-wallets, Foreign Exchange and Remittance
  • Comprehensive study of Customer servicing through AI / Big Data chatbots, Credit underwriting using non-traditional methods to increase financial inclusion and leveraging FinTech in Risk Compliance and Reporting
  • Apply acquired learning using Industry Use-Cases

Capstone Project 1 Based on Above Learning

MODULE 7: Core Technologies in Asset Management Industry

  • Understanding different concepts of Retail customer systems such as Lead and prospect management, Risk profiling and financial planning, Asset allocation and passive investment management systems, Digital Instructions-Buy/Sell orders, SIP/STP/SWP switches instructions, Subscription and redemption systems and Front end trading systems
  • Understanding different concepts of Enterprise Management Systems such as Real-time position systems, Share transfer and conversions, Order aggregation and netting, NAV computation systems, Fee and commission management, Treasury and reconciliation, Regulatory reporting and MIS
  • Apply the acquired learning with Hands-on session

MODULE 8: FinTech in Asset Management

  • Comprehensive understanding of how FinTech plays role in Asset Management.
  • Understanding concepts such as App-based trading, Algorithmic Trading, AIF- Leveraging Fintech in AIF's, Innovation in brokerage services, Automation in asset allocation - Robo advisories and Blockchain in asset management - digital contracting
  • Apply acquired learning using Industry Use-Cases

MODULE 9: Core Technologies in Insurance

  • Comprehensive understanding of different concepts of Retail customer system such as Policy management systems, Claims management systems, Underwriting systems, Customer communication management and Lead management system
  • Comprehensive understanding of different concepts of Enterprise Management System such as General ledger and core accounting systems, Actuarial and statistics systems, Fraud management systems, Risk mitigation systems, Collections management systems, MIS, Business intelligence and data warehousing, HR and payroll management , Governance risk and compliance, Investment mid office & back office systems and IRDAI reporting systems
  • Apply the acquired learning with Hands-on sessions

MODULE 10: FinTech in Insurance

  • Understanding different concepts such as Tech-powered disruption in traditional insurance industry, Robotics Process Automation for effort intensive and repetitive back-office activities, IoT, Benefits of InsurTech, Role of aggregators in insurance and other technology enablers
  • Apply acquired learning using Industry Use-Cases

MODULE 11: FinTech in Risk Management

  • Comprehensive understanding of usage of fintech solutions to mitigate key risks such as Credit Risk, Fraud Risk , Cyber security risk and Data protection risk which are inherent in Financial Industry
  • Implement acquired learning using Industry Use-Cases

MODULE 12: Leveraging data analysis methods and tools for business decision making

  • Understanding the basic concepts of Business Statistics and Data Analysis using R Programming, Python Programming,Tableau , MS Excel and Big Data Modelling .
  • Implement acquired learning using Industry Use-Cases

MODULE 13: Blockchain and BitCoin

  • In-depth understanding of blockchains for storage of the business-critical information. Understanding of how different types of information can be stored on a blockchain, including most common i.e., ledger for transactions
  • Implement acquired learning using Industry Use-Cases

MODULE 14: Cryptography

  • Knowledge of the process of converting ordinary plain text into unintelligible text and vice-versa. It is a method of storing and transmitting data in a particular form so that only those for whom it is intended can read and process it
  • Knowledge of using cryptography techniques in blockchain for secure transactions in blockchain network
  • Apply acquired learning using Industry Use-Cases

MODULE 15: Future Trends and Conclusion

  • Comprehensive understanding on how to identify a problem area within traditional financial services and suggest a tech-powered solution, backed up by independent market research
  • Participants will learn concepts such as Shared economy in Banking, Block Chain, Customer Intelligence, Robotics, AI and chatbots

Capstone Project 2 Based On Above Learning



Mr. Mayank Patel Associate Professor in FinTech & Financial services

Mr. Mayank Patel has 21+ years of experience in Banking, Financial Services, Technology Business Incubation, and Academics. Mr. Patel is a distinguished academician with subjects of interest are Financial Markets, Behavioral Finance, Risk Management, and Quantitative methods. Mr. Patel’s broad areas of expertise include FinTech, Investment Research, Corporate Finance, and Financial Derivatives. Mr. Patel apart from being an avid supporter of start-ups, is a keen follower of geopolitics, political economy, and development in education.


Why JG University?

  • Faculty members with Industry Expertise and Academic Experience
  • Hand-on Industry Use-Cases using advance technologies in Digital Lab
  • Capstone Projects – Working with Industries
  • Full-Time access to “Cyber Bay” Cyber Range
  • State-of-the-art Industrial IoT Lab with Drone technology experience
  • World Class Tech-Enabled Digital Library
  • Cross Cultural & Cross Sectoral Internship
  • Collaboration with Foreign Universities
  • Roof Top Cafeteria

Admission Process

Our Admission process enables us to meticulously give importance to every individual applying. The admission of the applicant will majorly be based on our admission process scores.